• 研究生:張綺鈺
• 論文名稱: 嬰兒潮世代的退休與養老想像
• 指導教授: 楊文山
• 關鍵字: 嬰兒潮世代、養老規劃、成功老化
  
  [中文摘要]
  全球老化現象正快速蔓延中，老年潮出現的主因是人類壽命持續地增長及第二次世界大戰後所產生的嬰兒潮。因此，嬰兒潮世代的老年生活準備之相關問題值得深入探討。本研究希望透過文獻探討嬰兒潮世代的特質與現況，以瞭解嬰兒潮世代的生活型態，以及探討嬰兒潮世代面對退休生活之養老規劃的想像。
  研究方法以質性訪談為主，採立意取樣，共訪問十二位嬰兒潮世代的樣本，以了解這世代的人口群有無結婚與有無生育子女，對於退休後之養老規劃的認知及想法；及嬰兒潮世代的人口群如何融入成功老化的概念，即早規劃老人生涯等面向，為本文主要探討的議題。研究結果顯示，主要研究結果有四：第一，退休者其退休規劃可分為「且戰且走型」、「空想型」，以及「全面預備型」三種類型；第二，「且戰且走型」與「空想型」的退休者，其較「全面預備型」容易產生「時間多，不知如何運用」、「家庭成員互動」、「社會關係維繫與互動」，以及「二度就業障礙」等問題，但仍會在遭遇問題後重新調整自己的退休生活方式；第三，退休雖不等同於邁入老年階段，但退休歷程中仍存在因老化而產生生活適應問題
  ；第四，不同家庭型態中有無結婚、有無生育子女的退休者，其退休生活的規劃是有顯得差異的。
  整體而言，影響嬰兒潮世代退休後之養老規劃的主要因素為經濟和健康狀況，面對未來，活得愈長，所需資金愈多，因此要及早做準備才好。最後提出嬰兒潮世代經濟安全保障方面、老年生活方面、政府政策包裝行銷及未來相關研究的建議。
  
  [英文摘要]
  Global aging is spreading rapidly. The reasons why the old tide would emerge are human life span continues to grow and the baby boom generated after World War II. Therefore, it is worthy of further researching in the baby boomers’ preparation of their lives in old age. This study attempts to research on baby boomers’ characteristics and current statuses via literature review to understand their life styles and to find out their imaginations of retirement plans.
  We used qualitative interview and purposeful sampling to conduct a survey for twelve baby boomers as samples. Consequently, this study has two main topics. First one is I would like to know these baby boomers’ thoughts whom are married or not and have children or not toward their retirement plans. Second one is I wonder how they program their retirement plans earlier by adding a concept of the successful aging. There are four major findings. First, three types of retirement planning can be categorized including “to live without planning”, “to build castles in the air”, and “planning and preparing”. Second, the two types, “to live without planning” and “to build castles in the air”, are more likely to face the problems including “having too much time”, “interacting with family members”, “maintaining social relationship and interaction”, and “bridge-employment barrier”. Third, although retirement should not be considered as the same as the aged in life cycle, the adjusting problems caused by ageing still exist during the retirement period. Fourth, differences on retirement planning between different family types.
  Overall, the main two factors which are subject to baby boomers’ retirement plans are economic and health conditions. It’s better for baby boomers to be well prepared for their retirement plans because in the future, to live longer, more funds needed. In the end, I give some suggestions to baby boomers, government policies, and future related researches.